How can I get the payoff amount for my loan? You can obtain a payoff amount by contacting the Member Service Contact Center at 1-877-GOLDEN 1 (1-877-465-3361) or by visiting a Golden 1 branch.
Besides, can I transfer my car loan to another bank?
Car loan balance transfer is the process of transferring your loan from one bank to another bank which offers more flexibility and competitive rates. If you are paying a higher rate of interest than the market or do not have the flexibility to extend the tenure, you could move your loan to another bank.
In this way, how do I change my billing address for Golden 1?
To update your address, phone number or email address online, sign on to Online Banking, select Settings on the top right corner, click Profile and then select the item you would like to update. For your security you will be asked to answer one of your security questions before making any updates.
How do I check my Golden 1 balance?
Call 1-877-GOLDEN 1 (1-877-465-3361) and select option 2. To use this service you’ll need a Personal Identification Number (PIN) which you may obtain from any Golden 1 branch or the Member Service Contact Center.
How long do you have to be at a job to get a car loan with good credit?
As far as your car loan, most lenders want to see between three to six months of income to verify that you have enough money to take on the car loan. For those with great credit, this leans more toward three months. If you have mediocre or poor credit, six months is more realistic.
How many Golden 1 locations are there?
The Credit Union now has 50 full-service branches, five non-teller branches, and 210 ATMs.
Is Golden 1 nationwide?
Golden 1 currently serves its members throughout California with more than 70 branches and over 30,000 CO-OP ATMs nationwide.
What is an account suffix Golden 1?
The account suffix is the second digit within the parenthesis. In the example above, the suffix for Savings is ‘0’ and the suffix for the Free Checking is ‘9’.
What is an account suffix?
It’s a piece of information that identifies the exact account. For example, checking, savings, auto loan, etc. The transfer recipient can find that number in two places. In the mobile app, the suffix is found next to the account name on the Accounts page.
When can you get your car refinanced?
Strictly speaking, you can refinance your auto loan as soon as you find a lender that will approve the new loan. That may be a challenge since most lenders won’t refinance until the original car loan has been open for at least two to three months.